COMING SOON: ADDED SECURITY FOR ONLINE BANKING

20Set Sail26

3.99% APR*

Talk Like a Pirate Day Auto Loan Special

Ahoy, matey! Talk Like a Pirate Day returns on Friday, September 18th, with White River Credit Union auto loan special rates as low as 3.99% APR* for both new and used skiffs.

APPLY NOW

Whether ye be shopping for a new ride, looking for low auto loan rates, refinancing your current auto loan to a WRCU loan, or looking to lower your monthly payment, our local lending crew is here to help you chart a course toward better financing.

Applications will be accepted from July 24 through September 18 at 4 PM, or until allotted promotional funds are exhausted.

Low auto loan rates worth celebrating

At White River Credit Union, we believe financing your vehicle should be simple, affordable, and stress-free. Our Talk Like a Pirate Day auto loan promotion helps members:

  • Secure low auto loan rates
  • Lower monthly car payments
  • Refinance high-interest auto loans
  • Get pre-approved before shopping
  • Save money over the life of a loan

Why apply early for
Pirate Day rates?

Getting started early gives you more time to shop, compare, and find the right ride while promotional funds are still available.

Benefits of applying early include:

Knowing your budget before you shop

Understanding your estimated monthly payment

Avoiding dealership financing surprises

Locking in a competitive low rate

Saving time at the dealership

Fast.Easy.Local.No walking the plank required.Fast.Easy.Local.No walking the plank required. 

Refinance and lower your monthly payment

Already financed elsewhere? You may be paying more doubloons than necessary. Our lending crew can review your current loan and help you explore refinancing options that may help you save.

1.

Lower your interest rate

2.

Reduce your monthly payment

3.

Pay less interest over time

4.

Improve your financial flexibility

APPLY NOW

Join the crew on Friday,
September 18th

White River Credit Union will celebrate Talk Like a Pirate Day with pirate-themed fun, community spirit, and low auto loan rates worth talking about.

Follow along on social media for:

  • Pirate Day updates
  • Staff costume photos
  • Auto loan tips
  • Community fun
  • Special promotions

Ready to save on your next auto loan?

Don’t miss your opportunity to take advantage of White River Credit Union’s Talk Like a Pirate Day auto loan specials. Apply before Friday, September 18th to set sail toward lower rates and smoother sailing.

APPLY NOW

We speak pirate…
and auto loans

Getting pre-approved gives you the confidence to shop smarter and move quickly when you find the right ride.

Pirate Talk
What We Really Mean
“Yer payment be too high!”
Refinancing may help lower it.
“Avoid the rate sharks!”
Don’t get stuck with a high-interest auto loan.
“Claim yer treasure!”
Save money with low auto loan rates.
“Set sail with confidence.”
Get pre-approved before shopping for a vehicle.
“Walk the plank, high payments!”
Trade expensive payments for something more manageable.
“Hoist the savings!”
Lock in a lower rate before Pirate Day.

FAQs

If your current loan is financed elsewhere, Yes! White River Credit Union offers auto loan refinancing options that may help lower your rate or monthly payment.

Applications open July 24 at the street fair and remain available through September 18 at 4 PM, or until allotted promotional funds are exhausted.

Yes. We offer financing options for both new and used vehicles.

You can apply online, visit a branch, or contact our lending team directly for assistance.

DISCLOSURES

*Annual Percentage Rate. APR valid for well-qualified borrowers. Terms up to 84 months. Monthly payment example: $140 per $1,000 borrowed at 3.99% for 84 months. Subject to credit approval. Rates may vary. Restrictions apply.

Offer available beginning July 24, 2026, through September 18, 2026 at 4 PM PDT, or until allotted promotional funds are exhausted, whichever comes first. Offer valid on qualifying new and used vehicles through direct financing only. Restrictions may apply. White River Credit Union provides auto loans and vehicle refinancing options for qualified borrowers. Rates, terms, and approvals are subject to creditworthiness and other eligibility requirements. Contact White River Credit Union for complete details regarding current auto loan rates and promotions. Existing WRCU loans may not qualify for promotion.