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VISA Credit Cards

Leave your cash at home

Your WRCU VISA credit card is a convenient and reliable option for everyday purchases as well as those times when you want to kick it up a notch (new treadmill!) or for the unexpected (car repairs).

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*Annual Percentage Rate | On Approved Credit

Convenience and flexibility

Our VISA Credit Cards offer a highly competitive rate as low as 9.99% APR* (OAC*) with an easy application process and a variety of additional benefits which equals less hassle for you. From everyday purchases and making hotel reservations to shopping online, a WRCU VISA Credit Card is convenient and reliable.

*Annual Percentage Rate | On Approved Credit

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  • NO transaction fees on cash advances
  • NO annual fee
  • 25-day grace period on purchases
  • Optional Life, Disability, and involuntary unemployment protection
  • Make payments by mail, visit our office, transfer from your savings or checking account via phone or online with Online Banking
  • Access your account history online with Online Banking
  • MyCardRules App
  • Mobile Wallet (ApplePay, GooglePay, Samsung Pay)
  • MoneyDesktop and MoneyMobile
  • Travel Notes – Contact WRCU to add Travel Notes to your WRCU debit card in the event something goes awry while you’re traveling.
  • WRCU Mobile App
  • Change your Credit Card PIN on the fly – Call 1-360-825-4833 x6 to select your own PIN any time you feel like it.

Access our online banking tools

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Member VISA card activation

(360) 825-4833 ext. 6, option 2

WRCU VISA department

(360) 825-4833 ext. 6

  • Option 1: Select a PIN and/or activate card
  • Option 2: Speak to an account specialist
  • Option 3: VISA declined transaction assistance line 24/7


  • Option 4: During business hours
  • Option 5: After business hours

Looking for a VISA Debit Card?

It’s a good idea to have a WRCU VISA Debit Card as well as a WRCU VISA Credit Card. If one of the cards is compromised, lost/stolen, damaged, etc., WRCU can transfer funds between the two to cover transactions so you won’t be stuck without access to your WRCU funds.

Learn more

Use non-WRCU cards to make a WRCU loan payment or deposit

Send check via snail mail to PO Box 35 Enumclaw, WA 98022-0035

Electronic payments

  • Call us at (360) 825-4833 option 6
  • Recurring payments from another financial institution (free)

One-time payment from another financial institution (fees apply)

VISA Debit/Credit (fees apply)

Bill Pay

Make a payment at the Credit Union (we love seeing our members!)

Transfer from your White River Credit Union account

Use the form in the Make a Payment link below (fees apply)

Make a payment

Loans 24/7

No matter what time of day or night, you can apply for a WRCU loan and get approval 24/7 using our mobile-friendly online application. You can even get a call back within 15 minutes to ask questions.

Book an appointment

When you’re ready to get started, we’re here to help. Our team has your back to answer your questions and assist you from start to finish.


© 2020 White River Credit Union