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Credit Cards

Keep your business and personal expenses separate

Our low-rate, no-hassle VISA credit card can help you out with your business needs. Get convenience and flexibility when you need it. Our VISA credit cards offer a highly competitive rate as low as 9.99% APR* (OAC*) with an easy application process and a variety of additional benefits, which equals less hassle for you. From office supplies and equipment purchases to making hotel and air reservations, a WRCU VISA credit card is a great way to track your business expenses.

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*Annual Percentage Rate | On Approved Credit

  • NO transaction fees on cash advances
  • NO annual fee
  • 25-day grace period on purchases
  • Optional Life, Disability, and involuntary unemployment protection
  • Make payments by mail, visit our office, transfer from your savings or checking account via phone or online with Online Banking
  • Access your account history online with Online Banking
  • MyCardRules App
  • Mobile Wallet (ApplePay, GooglePay, Samsung Pay)
  • MoneyDesktop and MoneyMobile
  • Travel Notes – Contact WRCU to add Travel Notes to your WRCU debit card in the event something goes awry while you’re traveling.
  • WRCU Mobile App
  • Change your Credit Card PIN on the fly – Call (360) 825-4833 ext. 6 option 3 to select your own PIN any time you feel like it.

Access our online banking tools

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Member Visa Card Activation

(360) 825-4833 ext. 6, option 2

WRCU Visa Department during business hours

(360) 825-4833 ext. 6

  • Option 1: Select a PIN and/or Activate Card
  • Option 2: Speak to an Account Specialist
  • Option 3: VISA declined transaction assistance line 24/7


  • Option 4: During business hours
  • Option 5: After business hours

Looking for a VISA debit card?

It’s a good idea to have a WRCU VISA debit card as well as a WRCU VISA credit card. If one of the cards is compromised, lost/stolen, damaged, etc., WRCU can transfer funds between the two to cover transactions so you won’t be stuck without access to your WRCU funds.

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Use non-WRCU cards to make a WRCU loan payment or deposit

Send check via snail mail to PO Box 35 Enumclaw, WA 98022-0035

Electronic payments

  • Call us at (360) 825-4833 option 6 then 4
  • Recurring payments from another financial institution (free)

One-time payment from another financial institution (fees apply)

VISA debit/credit (fees apply)

Bill Pay

Make a payment at the Credit Union (we love seeing our members!)

Transfer from your White River Credit Union account

Use the form in the Make a Payment link below (fees apply)

Make a payment

Loans 24/7

White River CU members have the ability to get 24/7 loan decisions with our mobile-friendly online application. You can even get a call back within 15 minutes to ask questions.

Book an appointment

When you’re ready to get started, we’re here to help. Our team has your back to answer your questions and assist you from start to finish.


© 2020 White River Credit Union