Vehicle and
Motorcycle Loans
Get the wheels of your dreams
Buying a new or used vehicle can be stressful and time-consuming. Not only does White River Credit Union offer a variety of loan options with competitive rates and 24/7 online approvals, but we also provide the tools to make it easy for our members.
- Meet it or beat it auto loans
- Refinancing
- Buying new or used
- Loan protection
- First time car buyer
- Payment options
Meet it or beat it auto loans
Already got an auto loan offer in your pocket? Don’t sign anything yet! At White River Credit Union, we’re on a mission to ensure our members get the best deal possible. That’s why we’ll meet it, or beat it, on most auto loans. Seriously.
Whether you’re looking to refinance your current ride or snag financing for a new set of wheels, bring us your loan offer and let us take a crack at outdoing it. It’s just one more way we’re looking out for our neighbors, because that’s what community banking is all about.
Ready to see what we can do for you?
Are you paying too much?
Are you paying too much on your vehicle loan rate? White River CU may be able to meet or beat it! Ask us how today.
Whether you’re looking to buy a motorcycle, truck, new sports utility vehicle, or a used car for your teen, we have vehicle and motorcycle loans that will fit your needs. Make your vehicle and motorcycle shopping experience easier by getting pre-approved, so you can focus on getting the best value for your money.
Auto Solution
Don’t feel like going to the dealership? Want your vehicle delivered to you? Try Auto Solution, a hassle-free car buying experience you’re going to love. Members can contact Auto Solution and they will do all the looking for you! Typically Auto Solution can save you money — up to thousands of dollars. (cool, right?).
It’s as easy as:
- Decide what make and model car or truck you want. Choose color, options, and trim level.
- Call Auto Solution at (800) 207-2429 to be connected with a knowledgeable Auto Consultant.
- Make your decision (no pressure!).
- Connect with White River CU.
White River Credit Union is at the dealership
Tell the dealership you’re a member of White River Credit Union and complete all the loan paperwork at the dealership.
CARFAX®
Save the lemons for your lemonade! White River CU offers a free CARFAX ® report for all our members. A CARFAX ® report provides a peek into the car’s past including repair history, number of owners, accidents, emission reports, and much more.
Guaranteed Asset Protection (GAP Plus)
This program helps cushion you and your family against sudden out-of-pocket expenses and goes beyond traditional GAP protection. GAP Plus can help fill the gap between what your vehicle insurance will pay and what you owe on your loan if your vehicle is deemed a total loss. Plus, you get $1,000 to use toward your next WRCU vehicle loan.
Mechanical Repair Coverage (MRC)
As your vehicle gets older, the risk and cost of repairs increases. With Mechanical Repair Coverage (MRC), you can protect yourself from unexpected vehicle repair costs. MRC offers such benefits as:
- Rental reimbursement
- 24-hour emergency roadside assistance
- Travel expense reimbursement
- Deductible options
- Transferable
Good at any authorized repair facility in the U.S. or Canada
Debt Protection
Protect your family against the unexpected. Debt protection protects your loan balance or loan payments against death, disability, or involuntary unemployment.
The protection could cancel your loan balance or payments up to the contract maximums.
Purchasing is voluntary and won’t affect your loan approval.
With our First Time Car Buyer Program, hitting the open road in a car of your own doesn’t have to be so intimidating. And with easy financing up to $15,500, you’ll even have money for road trip snacks! No credit? This is a great way to help you build your credit!
Use non-WRCU cards to make a WRCU loan payment or deposit
Send check via snail mail to PO Box 35 Enumclaw, WA 98022-0035
Electronic payments
- Call us at (360) 825-4833 option 6 then 4
- Recurring payments from another financial institution (free)
One-time payment from another financial institution (fees apply)
VISA Debit/Credit (fees apply)
Make a payment at the Credit Union (we love seeing our members!)
Transfer from your White River Credit Union account
Use the form in the Make a Payment link below (fees apply)
Book an appointment
When you’re ready to get started, we’re here to help. Our team has your back to answer your questions and assist you from start to finish.
What else should you consider?
Three things you need to know before buying a new car.
There are many things to consider before purchasing ANY car, but a NEW car might spark particular questions. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars.
First off, when purchasing any vehicle, ask yourself, “Why am I buying this car?” Is it for daily use, will you need a lot of storage space, and seating space? Make sure the makes and models you narrow your search down to are practical reflections of how you will use the car.
