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Vehicle and

Motorcycle Loans

Get the wheels of your dreams

Are you paying too much?

Are you paying too much on your vehicle loan rate? White River CU may be able to meet or beat it! Ask us how today.

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Whether you’re looking to buy a motorcycle, truck, new sports utility vehicle, or a used car for your teen, we have vehicle and motorcycle loans that will fit your needs. Make your vehicle and motorcycle shopping experience easier by getting pre-approved, so you can focus on getting the best value for your money.

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Auto Solution

Don’t feel like going to the dealership? Want your vehicle delivered to you? Try Auto Solution, a hassle-free car buying experience you’re going to love. Members can contact Auto Solution and they will do all the looking for you! Typically Auto Solution can save you money — up to thousands of dollars. (cool, right?).

It’s as easy as:

  • Decide what make and model car or truck you want. Choose color, options, and trim level.
  • Call Auto Solution at (800) 207-2429 to be connected with a knowledgeable Auto Consultant.
  • Make your decision (no pressure!).
  • Connect with White River CU.

White River Credit Union is at the dealership

Tell the dealership you’re a member of White River Credit Union and complete all the loan paperwork at the dealership.


Save the lemons for your lemonade! White River CU offers a free CARFAX ® report for all our members. A CARFAX ® report provides a peek into the car’s past including repair history, number of owners, accidents, emission reports, and much more.


Guaranteed Asset Protection (GAP Plus)

This program helps cushion you and your family against sudden out-of-pocket expenses and goes beyond traditional GAP protection. GAP Plus can help fill the gap between what your vehicle insurance will pay and what you owe on your loan if your vehicle is deemed a total loss. Plus, you get $1,000 to use toward your next WRCU vehicle loan.


Mechanical Repair Coverage (MRC)

As your vehicle gets older, the risk and cost of repairs increases. With Mechanical Repair Coverage (MRC), you can protect yourself from unexpected vehicle repair costs. MRC offers such benefits as:

  • Rental reimbursement
  • 24-hour emergency roadside assistance
  • Travel expense reimbursement
  • Deductible options
  • Transferable

Good at any authorized repair facility in the U.S. or Canada


Debt Protection

Protect your family against the unexpected. Debt protection protects your loan balance or loan payments against death, disability, or involuntary unemployment.

The protection could cancel your loan balance or payments up to the contract maximums.

Purchasing is voluntary and won’t affect your loan approval.

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With our First Time Car Buyer Program, hitting the open road in a car of your own doesn’t have to be so intimidating. And with easy financing up to $15,500, you’ll even have money for road trip snacks! No credit? This is a great way to help you build your credit!

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Use non-WRCU cards to make a WRCU loan payment or deposit

Send check via snail mail to PO Box 35 Enumclaw, WA 98022-0035

Electronic payments

  • Call us at (360) 825-4833 option 6 then 4
  • Recurring payments from another financial institution (free)

One-time payment from another financial institution (fees apply)

VISA Debit/Credit (fees apply)

Bill Pay

Make a payment at the Credit Union (we love seeing our members!)

Transfer from your White River Credit Union account

Use the form in the Make a Payment link below (fees apply)

Make a payment

Loans 24/7

Buying a new or used vehicle can be stressful and time-consuming. Not only does White River Credit Union offer a variety of loan options with competitive rates and 24/7 online approvals, but we also provide the tools to make it easy for our members. White River CU members have the ability to get 24/7 loan decisions with our mobile-friendly online application. You can even get a callback within 15 minutes to ask questions.

Book an appointment

When you’re ready to get started, we’re here to help. Our team has your back to answer your questions and assist you from start to finish.


What else should you consider?

Three things you need to know before buying a new car.

There are many things to consider before purchasing ANY car, but a NEW car might spark particular questions. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars.

First off, when purchasing any vehicle, ask yourself, “Why am I buying this car?” Is it for daily use, will you need a lot of storage space, and seating space? Make sure the makes and models you narrow your search down to are practical reflections of how you will use the car.

© 2020 White River Credit Union