February: Your credit score
One of the most important numbers consumers have is their credit score: it affects the ability to purchase a home, buy a car, get a credit card, and other financial decisions—but it can also hinder them. This workshop reviews types of credit scoring models currently used, including FICO, Vantage, non-traditional, and bankruptcy risk. Participants will understand why these mathematical assessments were developed and how they can use them to their advantage.
Session 1: Tuesday, February 5, 2019
Time: 10:30 a.m. – 11:30 a.m. (PST)
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Session 2: Thursday, February 21, 2019
Time: 5:30 p.m. – 6:30 p.m. (PST)
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March: Rebuilding after a financial crisis
A job loss, a medical crisis, or other hardship can send a normal financial situation into a tailspin. Participants will learn how to get their finances back on track, including budgeting, repaying debt, rebuilding credit, establishing emergency savings, and replenishing retirement savings.
Session 1: Tuesday, March 5, 2019
Time: 10:30 a.m. – 11:30 a.m. (PST)
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Session 2: Thursday, March 14, 2019
Time: 5:30 p.m. – 6:30 p.m. (PST)
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April: Understanding Credit
Credit: Many want it, but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow.
Session 1: Tuesday, April 9, 2019
Time: 10:30 a.m. – 11:30 a.m. (PST)
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Session 2: Thursday, April 18, 2019
Time: 5:30 p.m. – 6:30 p.m. (PST)
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