Back-to-school season is exciting—but let’s be honest, it can also hit the wallet hard. The costs sneak up fast between laptops, sneakers, backpacks, and those never-ending supply lists. In fact, the average American family spends nearly $900 per child to prepare for the school year.
At White River Credit Union, no one should have to stress about school shopping. That’s why we’re introducing our Back-to-School Loan—a small, smart loan made just for this season.
Whether you’re gearing up for kindergarten or sending your college student off with a fresh laptop, this loan gives you up to $1,000 to cover the essentials. No confusing terms. No big-bank attitude. Just local support from your local credit union.
With flexible loan amounts, fast approvals, and a friendly face at every step, this loan is one less thing to worry about.
What is the WRCU Back-to-School Loan?
When we say simple, we mean it. The Back-to-School Loan from White River Credit Union is a short-term personal loan built for real life. Whether you’re grabbing a new laptop, updating your child’s wardrobe, or stocking up on supplies, this loan helps you handle it without relying on high-interest credit cards.
Loan options that fit your needs
You choose the amount that works best for you:
- $500 – Great for supplies, shoes, or a tablet
- $750 – Covers a full outfit refresh and a few extras
- $1,000 – Ideal for electronics, backpacks, and fees
This loan is available August 1 through September 30, 2025, giving you time to shop smart and stress-free.
Pro Tip: Apply early to beat the school rush and take advantage of sales!
What can it be used for?
Our Back-to-School Loan is flexible! Use it for:
- Tech needs: laptops, tablets, headphones
- Clothing and shoes: because kids grow fast
- School supplies: pens, binders, calculators, and more
- Fees and extras: activity fees, lunch programs, and after-school costs
Basically, if it helps you or your child succeed this school year, it qualifies.
Designed for Enumclaw families
We’re not some faceless online lender. We live here too, and we get what local families face this time of year. That’s why this loan comes with:
- Flexible terms
- Fast decisions (because no one has time to wait)
- Friendly help when you need it, by phone, text, or in person
It’s banking that feels more like borrowing from a trusted neighbor than a corporation.
Who’s eligible (and why it’s so easy)
We designed the Back-to-School Loan to support the people who support our community. If you’re a White River Credit Union member, you’re already halfway there. The eligibility requirements are simple; if you’ve been with us for a while, you’ll likely qualify.
Not a member? No worries! Join the fun today and take advantage of our flexible loan next year.
Why we keep it local
Lending at WRCU is personal. We don’t answer to shareholders or profit goals. Our only goal is to serve our members with integrity, compassion, and a bit of creativity when needed. By keeping this loan exclusive to members in good standing, we’re ensuring it remains a sustainable way to support the community for years to come.
How to apply (we keep it simple)
Applying for a loan shouldn’t feel like doing your taxes. At White River Credit Union, we’ve made the process as easy as stopping by to say hello. Whether you’re a planner who likes to schedule everything or someone who prefers to walk in when it’s convenient, we’ve got you covered.
Three easy ways to apply
Choose the method that fits your style:
- Call or text us at (360) 825-4833 to speak with a friendly team member
- Make an appointment online through our scheduling tool
- Stop by our branch at 1499 Garrett Street in Enumclaw and apply in person
No complex portals or confusing paperwork. Just a straightforward conversation and a few simple forms.
Why choose WRCU (because it’s more interesting here)
At White River Credit Union, you’re never just a loan number. You’re a neighbor, a familiar face, and part of something much more meaningful than a transaction. Our Back-to-School loan isn’t just about finances. It’s about giving Enumclaw families peace of mind during one of the busiest times of the year.
We’ve been serving the Plateau since 1952, and in that time, we’ve seen families grow, businesses thrive, and students succeed. That’s what drives us. We offer the same services as the big banks, but with genuine human connection—and a little local flair.
What makes WRCU different?
- Community is our priority. We don’t answer to shareholders. We answer to you.
- Personal service is our promise. When you call, a real person picks up.
- Loans with heart. We look beyond credit scores to understand your full story.
We also know that sometimes, a little help goes a long way. So if you’re feeling the pinch as back-to-school approaches, don’t let it steal your peace of mind. Apply for our Back-to-School Loan and start the school year strong with some help from your hometown credit union.
Ready to apply?
Call or text us at (360) 825-4833, stop by the branch, or make an appointment online today. We’re here for you, just like we’ve always been.
