Skip to main content
A man sitting in his pickup truck on a blog about an auto loan.

Summer is the season of blue skies, sun-soaked days, and the irresistible call of the open road. Whether it’s a spontaneous road trip to the coast, a family adventure in a new RV, or simply cruising around on a new motorcycle, there’s no better time to create lasting memories. At White River Credit Union, we’re here to fuel your summer adventures with a flexible and hassle-free auto loan, available 24/7, so you can seize every sunny moment without missing a beat.

Find the right summer auto loan for you

Thinking of upgrading your ride this summer? WRCU believes that nothing should hold you back from experiencing life’s best moments. That’s why we provide a wide range of loan options to help you make the most of the sunny days ahead. Whether you’re in the market for a new car, motorcycle, boat, or RV, we have a loan to suit your summer plans and beyond.

Vehicle and motorcycle loans

Our vehicle loans come with numerous benefits designed to put you in the driver’s seat of your dream ride with confidence. Here are a few advantages of a WRCU auto loan:

  • Competitive rates: As a local credit union, we offer low rates, ensuring your payments are manageable and fair. Lower interest rates mean more savings over the life of your loan, so you can spend less on interest and more on your next road trip.
  • 24/7 loan approval: Get pre-approved quickly and easily with our 24/7 loan application. Pre-approval gives you the advantage of knowing precisely what you can afford before shopping, letting you focus on picking out the vehicle of your dreams.
  • First-time car buyer program: With easy financing up to $20,000 and 24/7 applications, buying your first vehicle is a breeze!
  • Personalized member service: When you apply for a loan with WRCU, you’re not just a number. Our dedicated team is here to give you customized advice and support throughout the loan process and beyond.
  • Loan protection: We offer all kinds of protections, including GAP Plus, Mechanical Repair Coverage, and Debt Protection. Learn more on our auto loans page.

Need more info? Check out our blog that dives deeper into our auto loan benefits.

Recreational loans

Summer is also the perfect time to think beyond the usual auto loan. Imagine spending weekends sailing on a lake or traveling cross-country in a cozy RV. These dreams become a reality with recreational loans from WRCU, with terms and rates that ensure you get the most out of your investment. Discover more about our recreational loans and how they can enhance your summer adventures here.

Frequently asked questions: Auto loans

  • How to apply for an auto loan?
  • What are your rates for auto loans?
  • What types of vehicles can I finance with a WRCU auto loan?
    • You can finance a variety of vehicles with our auto loans, including new and used cars, trucks, motorcycles, and electric vehicles. Each type of vehicle may have specific terms and conditions, so be sure to discuss your needs with one of our loan officers.
  • Why should you get pre-approved for a credit union loan?
    • Getting pre-approved for a loan gives you better negotiating power and a clear understanding of your budget, allowing you to shop confidently. With your financing already in place, you can focus on choosing the right vehicle without the pressure of securing a loan on the spot.

Let WRCU be your auto loan partner this season

Choosing WRCU for your vehicle and recreational loans means opting for a community-focused approach to financing. Unlike big banks, we prioritize serving our members, not stockholders. With us, your finances stay local and member-owned, giving you peace of mind as you explore summer adventures. We’re not just a credit union; we’re your neighbors and friends, always ready to assist you, even on the road.

Ready to start your summer adventure? Our friendly team is committed to providing personalized service that makes you feel right at home. Apply now or schedule an appointment to startet’s making this summer unforgettable!

© 2020 White River Credit Union