
At White River Credit Union, banking should be a personalized, easy-to-use experience. Our account add-ons help you tailor your financial life to fit your goals and lifestyle, providing extra convenience and flexibility. From saving for special occasions to giving you some breathing room when life gets busy, these options offer practical solutions to relieve the stress of managing money.
Here’s why WRCU’s account add-ons make banking easier and more enjoyable.
Customize your account to fit your goals
Life isn’t one-size-fits-all, and neither should your bank account be. Whether you’re saving for a specific event or need some financial flexibility, our range of add-ons allows members to customize their accounts. Here are some of the add-ons that help you shape your financial future.
Save for special occasions
We all have goals and special events that require financial planning. That’s where WRCU’s Holiday Savings and Save for Something Savings add-ons come into play.
Holiday Savings add-on
A report from PwC found that in 2023, consumers spent an average of $1,530 for gifts, travel, and entertainment. With the Holiday Savings add-on, you can set aside funds throughout the year, so your wallet isn’t stretched thin when the holiday season arrives. This is ideal for those who want to avoid the stress of last-minute financial planning and to benefit from the following:
- Automatic transfers from your main account
- Earn interest on holiday savings
- Funds available just in time for the holidays
Save for Something Savings add-on
Got a big purchase or event on the horizon? The Save for Something Savings add-on lets you work toward that goal: a vacation, a wedding, or even a personal project. You can track your progress, adjust your target, and feel more in control of your financial future and gain:.
- Personalized savings goals
- Access progress anytime via online banking
- Funds transferred automatically from your main account
Grow your savings effortlessly
WRCU makes saving easier with high interest rates and flexible options that allow you to build your savings at your own pace.
Market Savings add-on
For members looking to boost their savings with competitive interest rates, the Market Savings add-on offers a way to grow your funds while keeping them accessible. This makes it a great fit for anyone wanting to maximize their savings potential without locking away their money and includes:
- Higher interest rates than standard savings
- Easy access to funds
- Unlimited transfers and withdrawals
Maintain flexibility when life happens
Unexpected expenses or tight months happen to all of us, and WRCU’s account add-ons provide the flexibility you need when life takes an unplanned turn.
Take a break with Skip-A-Pay
Sometimes, you need a little breathing room in your financial life. Whether it’s an emergency or you’re strapped for cash, our Skip-A-Pay add-on lets you skip a loan payment without penalty. It’s designed to give you flexibility and peace of mind to handle life’s surprises without stressing about late fees. Learn more about Skip-A-Pay and other holiday savings options here, or see below for the key benefits.
- Skip one loan payment per year
- No late fees or penalties
- Easy to set up with a quick consultation
Protect your account with Overdraft Protection
Overdrafts can happen, but they don’t have to lead to costly fees. Our Overdraft Protection (ODP) add-on is like a financial safety net, ensuring that you’re covered automatically when your account balance dips too low. With ODP, you can avoid the hassle of returned transactions or overdraft fees and enjoy the following:
- Automatic overdraft coverage
- Avoid returned transaction fees
- Peace of mind knowing you’re protected
Ready to make banking easier and more fun?
WRCU’s account add-ons allow you to customize your banking experience to fit your life. Whether you’re looking to grow your savings, protect your account, or make everyday banking a little smoother, our add-ons have you covered. Ready to make your banking experience easier—and maybe even more fun? Contact us today to start exploring the right add-ons for you.