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Family at christmas tree farm for a holiday savings tips blog

Prepare for the Hustle and Bustle of the Holidays

While we know that the holidays are a time for family and friends to come together, it’s also a time when your spending can be higher than usual. Whether you’re picking out the perfect gifts or vacationing with loved ones to celebrate the season, no one wants to stress about their account balance. We’ve put together some holiday savings tips to keep the season merry and bright. Let’s get into it! 

Have More Than One Payment Option

As a best practice, you should always have more than one form of payment with you. If you have a debit and credit card with White River Credit Union, it’s easy as (pumpkin) pie to transfer funds to your cards on our banking app. We’ve all been there when a card isn’t working at checkout, right? Yikes.  

Sleigh this Holiday Season with On-the-Go Mobile Wallet

Don’t feel like carrying your wallet or purse with you while you’re out enjoying holiday fun? There’s an app for that! All of your WRCU cards can be added to the Mobile Wallet on your smartphone. Mobile Wallet syncs with Apple Pay, Google Pay, and Samsung Pay, so spending securely and conveniently couldn’t be simpler. Now you can buy those hot chocolates at the ice skating rink without worrying about where to put your purse! 

The Banking Elves Are Here to Monitor Your Spending

Holiday savings tips are great, but sometimes all you need is a reminder of your spending habits to keep your budget on track. When you use MyCardRules with WRCU, you’ll be alerted every time a transaction goes through on your debit or credit card. If the purchase made wasn’t you, you’ll have the option to turn the card off immediately. You can even set spending limits for all the cards in your wallet as an extra layer of protection (and to make your budget happy). No grinches are stealing Christmas this year! 

White River Credit Union’s Holiday Loan Options

If you need a little extra financial assistance during the holidays, we’re here to help. 

WRCU’s options include: 

  • Holiday loans for both members and non-members
  • Frosty Funds for members to access up to $1,000 for holiday expenses
  • Skip-A-Pay for members that need to skip a loan payment in November or December to have some extra spending money during the holidays

To learn more about our holiday loan options, click here for more information. 

Happy Holiday Savings Tips from WRCU 

We hope you found these savings tips helpful as we enter the most wonderful time of the year! No matter what season it is, we always want to be a resource for you to get the most out of your banking experience. If you have more questions regarding your financial future at WRCU, contact us online or schedule an appointment with our team here.

© 2020 White River Credit Union